Paid247 - Instant, borderless payments for everyone

We pledge to activate

100 million Payment Wallets

Each with a

Bitcoin

Account

Saving Account

Saving

Offering

Borderless Money

for everyone, everywhere

The Why

>2 billion

people are underbanked

Adults are unbanked

~1.4 billion

without bank account

Of adults are without a bank account

1 in 4 people

excluded from the global economy

Excluded from the global economy

$500 billion

trapped in informal or cash-based systems

Trapped in informal or cash-based systems

Unbanked means:

No way to earn online
Micro-savings go unused
No shield against poverty and local inflation
Wealth gaps grow wider

"Serving 3 billion underbanked is not a niche market"

"Serving 3 billion underbanked is not a niche market"

"Serving 3 billion underbanked is not a niche market"

Problem

Every country has a payment app people ❤️

But they

Only works within national borders

Requires a traditional bank account

Only works within national borders

Requires a traditional bank account

Solution

Paid24/7 is like

WeChat PAY or

TWINT

Paid24/7 is like

WeChat PAY or

TWINT

Paid24/7 is like

WeChat PAY or

TWINT

But for everyone, everywhere.

Pay: instantly, worldwide

Send and request: USD, EUR, BTC,…

Save: in Bitcoin

Borrow: no bank needed

Lend: straight from your phone

Get: virtual debit card, IBAN

AI Agent: Assistance in +140 languages

App for global payments

AI-powered

24/7 unstoppable

Borderless money

for everybody, anywhere

Borderless money

for everybody, anywhere

Global Partners Back the 100 Million Wallet Pledge

“100 million underprivileged people will gain access to finance through ethical technology.”

Prof. Dr. Christoph Stückelberger

President, OikosInvest Foundation – Geneva

“70 million NGO members will benefit from borderless stablecoin payments through paid24/7.”

Bobby Waddell

Global Funding – Lutheran World Federation, Geneva

Leaders in finance, tech, and humanitarian action unite to bring ethical, borderless money to the world’s most underserved

We deploy web3 technology with impact, at scale

But paid24/7 is not just about technology — it’s about freedom, fairness, and the future.

Our Goal

Unlock global opportunity for 100 million people

Our Goal

Unlock global opportunity for 100 million people

Through digital innovation and on-the-ground capacity-building

With wallet-to-wallet technology

Enabling borderless stablecoin payments and Bitcoin savings

Through digital innovation and on-the-ground capacity-building

With wallet-to-wallet technology

Enabling borderless stablecoin payments and Bitcoin savings

Our Target

Hope. Access. Diginity

Bring financial inclusion to the world’s unbanked

Bringing Stability through Financial Education and Access to Bitcoin

Our Target

Hope. Access. Diginity

Bring financial inclusion to the world’s unbanked

Bringing Stability through Financial Education and Access to Bitcoin

Leading Technology Powers paid24/7

Each technology is handpicked to deliver borderless money to everyone, everywhere.

Global social commerce through Embedded Finance

Telegram Mini App

1B+ users. 140+ countries.

Messaging meets money.

TON Blockchain

⚡ Fast. Scalable. Peer-to-peer.

Built for billions.

Fiat24

🏦 Swiss IBANs in Telegram

Neo-banking inside chat.

Mastercard

🏦 Virtual Debit Cards for USDT.

Pay as you go.

Factorial

🏦 Lend and Borrow

Banking in Telegram

Borderless money on Resilient Infrastructure

USDT by Tether

400M+ users.

The world’s leading stablecoin.

WDK by Tether

Voice-to-wallet AI.

Just say it.

Lightning Network

⚡ Instant Bitcoin investing.

Fast. Low-cost. Global.

LayerZero

🌐 Stablecoin interoperability.

Pay across chains.

ICP by Dfinity

🛡️ Censorship-proof backend

Run forever.

Finance, Web3 and Bitcoin Veterans Are Building Paid24/7

Backed by decades of combined experience in fintech, Web3, and global Telegram payments.

Product

Philipp Toth

Founder

6 years in Telegram UBS · Merrill Lynch · Kearney

Philipp Schär

Co-founder

7 years in Blockchain Bitcoin Suisse · Bitpanda · UBS

Charlie Ellington

Lead Product Designer

10 years in Web3 Ramp Network · MakerDAO · ConsenSys

Jie Hu

NGO Business Leader

8 years in SDG Impact McKinesy · Mars · Oikosinvest

Prof. Dr. Stückelberger

Ethical Product Expert

20 years Business Ethics Basel University · Globethics · Oikosinvest

Engineering

Alessandro Damato

Founder

10 years in Engineering Credit Suisse · Bitcoin · Alsaro · Plan B Network

Markus Perdrizat

Digital Asset Architect

10 years in Blockchain Bitcoin Suisse · Dfinity · PwC

Dr. Thimo Hanke

DLT Engineering Advisor

10 years in DLT & BTC ICP · AsicBoost · TU Aachen

Maximiliano Salvatti

Fullstack Engineer

Specialist for Telegram Mini Apps and ICP

Nikita Tregubov

Senior Software Engineer

Specialist for Web Services and Blockchain

📢 Paid24/7 users are co-owners of the company

Get notified when we start giving shares to paid24/7 users

Swiss Paytech AG gives digital shares to subscribers of paid24/7

"Early backers of fintech Revolut who invested in the company via crowdfunding platforms have seen the value of their stakes increase by 40,000% after the company confirmed a new $45bn valuation"

Sifted, August 2024

"Early backers of fintech Revolut who invested in the company via crowdfunding platforms have seen the value of their stakes increase by 40,000% after the company confirmed a new $45bn valuation"

Sifted, August 2024

"Products owned by its users empower consumers to be more than just recipients—they become co-creators, shaping it to perfection"

Harvard Business Review, March 2024

"Products owned by its users empower consumers to be more than just recipients—they become co-creators, shaping it to perfection"

Harvard Business Review, March 2024

100 million Payment Wallets

100 million Payment Wallets

Borderless Money

Borderless Money

The Why

The Why

"Serving 3 billion underbanked is not a niche market"

"Serving 3 billion underbanked is not a niche market"

Problem

Problem

Solution

Solution

Paid24/7 is like

WeChat PAY or

TWINT

Paid24/7 is like

WeChat PAY or

TWINT

Paid24/7 is like

WeChat PAY or

TWINT

App for global payments

App for global payments

AI-powered​

AI-powered​

24/7 unstoppable

24/7 unstoppable

Borderless money

for everybody, anywhere​

Borderless money

for everybody, anywhere​

Global Partners Back the 100 Million Wallet Pledge ​

Global Partners Back the 100 Million Wallet Pledge ​

Global Partners Back the 100 Million Wallet Pledge ​

Leaders in finance, tech, and humanitarian action unite to bring ethical, borderless money to the world’s most underserved​

Leaders in finance, tech, and humanitarian action unite to bring ethical, borderless money to the world’s most underserved​

Leaders in finance, tech, and humanitarian action unite to bring ethical, borderless money to the world’s most underserved​

We deploy web3 technology with impact, at scale ​

But paid24/7 is not just about technology — it’s about freedom, fairness, and the future.​

Our Goal​

Our Goal​

Our Target

Our Target

📢 Paid24/7 users are co-owners of the company

📢 Paid24/7 users are co-owners of the company

📢 Paid24/7 users are co-owners of the company

AI-powered

AI-powered

for everybody, anywhere

for everybody, anywhere

Global Partners Back the 100 Million Wallet Pledge

Global Partners Back the 100 Million Wallet Pledge

Global Partners Back the 100 Million Wallet Pledge

Leaders in finance, tech, and humanitarian action unite to bring ethical, borderless money to the world’s most underserved

Leaders in finance, tech, and humanitarian action unite to bring ethical, borderless money to the world’s most underserved

Leaders in finance, tech, and humanitarian action unite to bring ethical, borderless money to the world’s most underserved

We deploy web3 technology with impact, at scale

But paid24/7 is not just about technology — it’s about freedom, fairness, and the future.

Our Goal

Our Goal